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Zelle

Zelle Reviews

www.zelle.com
What is your customer experience with Zelle?

Zelle Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

1.6 star rating based on 450 customer reviews. Consumers are mostly dissatisfied; rating distribution shows 85% unfavorable and 7% positive. Pros: quick transfer and convenient money transfer. Cons: loss of money, lack of solutions, no customer service, many request refund. Zelle reviews note reliability and scam concerns and high price level.

Key Takeaways for Future Customers

  • Expect fast transfers but check recipient details before sending.
  • Customer complaints cite limited reversal options and hold/restriction issues.
  • Prepare to contact your bank; Zelle customer service is often unreachable.

Negative Feedback / Risk Areas

  • Frequent reports of lost or stuck funds and delayed refunds.
  • Poor support: long holds, bots, no human help for fraud or billing issues.
  • Scams using Zelle with little ability to reverse payments.

Positive Feedback

Users praise convenience and quick transfers when systems work and accounts are verified.

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Media from reviews

Zelle - Called got no answer for an hour
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Lonette Mqq
map-marker Palm Coast, Florida

Zelle deposit im trying to ask a simple question but keep getting cut off. They say contact my bank.

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Got an email from zelle while trying to sell some furniture, it sounds like a scam. I cant verify this by asking zelle about the email I got but the phone system wants me to contact my bank instead.

When I wait to speak to someone I get cut off. Nice bussiness model.

User's recommendation: Dont use zelle. They are unresponsive

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Lindsay M Kwu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Called got no answer for an hour

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Updated by user May 23, 2026

Never use Zelle

Original review May 08, 2026

Called about somebody scamming me trying to alarm you about people using you company after an hour of being on hold I gave up and took the $841 loss

Loss:
$841
Pros:
  • Fast and easy transfer
Cons:
  • You can get scammed

Preferred solution: Full refund

User's recommendation: Answer the phone

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Lindsay M Kwu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Scammers use Zelle

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Scammers use Zelle
Updated by user May 22, 2026

Don’t use Zelle to buy things from online stores

Updated by user May 08, 2026

None didn’t get anyone on the phone

Original review May 07, 2026

Companies and people using Zelle to rob people and theres no way to reverse or stop payments the company that robbed me will not refund my money for goods not received because they claim I have to wait for the goods to return that they never shipped

User's recommendation: Make it easier to reverse transactions

View full review
Grace B Rbi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Payment do all my transactions with Zelle. And payments. And now Zelle is not letting me send any money from my Zelle to. I need to do my Transactions now. I have to take care of my Bisness

AI Highlights
  • - I can't send money out of my account.
  • - I need a higher transfer limit for business and family.
  • - Please contact me about upgrading the limit.

Let me send my money to take care of my business and send it to my family and friends. Right now, I can't send any money out of my account.

I need a better limit upgrade on my account so I can send money to my business partners.

Thank you for having me as a customer. I have to send money to my kids, so please contact me about getting an upgrade on my limited account.

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Curtis W Ygl

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Payment wasn't received

AI Highlights
  • - Paid $292 via Zelle to Carolina Arboleda Rueda.
  • - Recipient's Zelle account was unverified; payment not received.
  • - A status has been requested.
Zelle - Payment wasn't received

I sent a payment through Zelle on January 19, 2026, to *** for $292.00. Payment to her was never received.

Her bank said that the account she had registered through Zelle wasn't verified by email or phone number, so at the time the payment was sent, it wasn't registered. I don't know where the $292.00 is. She never received the payment after properly registering her account, and it was never refunded back to my bank account.

Please let me know where the $292.00 currently is. Thank you.

Loss:
$292
Pros:
  • Instant digital transfer
Cons:
  • Person never receiving payment and not being able to speak with customer service

Preferred solution: Full refund

View full review
1 comment
Guest

Say goodbye to your money. It’s not insured and there are no refunds. Trust me.

Robert A Iyb
map-marker Milwaukee, Wisconsin

Sent out money to wrong person/name

Went to bank to sent money. Info on my phone was wrong,bank did not double check.Was repayment for lone.

Loss:
$100
Pros:
  • Very nice easy to use

Preferred solution: Full refund

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Nelson H Htv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

My frind not reviving transfer I’m send

Im send $140 dollars to my frind *** I not reviving for what reason im send fromt my banco of América for zelle

Loss:
$140
Pros:
  • Karina molina

Preferred solution: Deliver product or service ordered

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Anonymous
map-marker Fort Worth, Texas

I sent the money to the wrong person

I would like to cancel the money that was sent in the amount of $150 please it was sent the wrong person

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Orlena Yid

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Can't send funds to Chase bank account

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Updated by user May 16, 2026

It appears as though customer service is non-existent.. I understand Through the Grapevine that Zell is being upgraded but it works with some banks but not other Banks ?

I send cell payments through KeyBank too many other Banks but I can't send payments to Chase Bank customers ? Lots of things in flux in the financial system these days I've been in business about 60 years so use money transfers almost daily

Original review May 14, 2026

Phone sent from Key Bank to Chase Bank but KeyBank says that chase is not responding to my zelle account

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Anonymous
map-marker Charlotte, North Carolina

Can’t receive funds

Zelle is not allowing funds to be sent to my Zelle account. It continues to deny when someone attempts to send funds to me.

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Anonymous
map-marker Las Vegas, Nevada

Complaining

Zelle - Complaining
Zelle - Complaining - Image 2

Not arriving my payroll 03.06.2026 from autospec llc

Please help me because not a first time happened

User's recommendation: Nothing

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Lace Wlu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Wasted Time.

Find a way to answer the question directly. If the bot doesnt understand the question, hire a person to answer the question.

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Lace Wlu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Took too long & too many bots to reach a human with an answer.

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Zelle should give a direct answer to the question immediately How do I access my financial history with the recipient?

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Amran H Upi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker New York, New York

It was take time when I was phone them I think at the future I get very quickly and and it is good for me

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AI Highlights
  • - Zelle responded nicely and took 10 days to verify.
  • - I am waiting for a refund and hopeful that I will get my money back.
Zelle - It was take time when I was phone them I think at the future I get very quickly...
Updated by user Dec 21, 2025

It is not good service I was complaining, but still I not get any answer. Any good response look like they are uncareful for their client

Original review Dec 16, 2025

I was sent money to the wrong person using the wrong phone number. After that, I contacted Zelle; they responded nicely, and they took 10 days for verification.

Now I am waiting to get my money. I think I will get my money back, but still, I don't have it.

I think they are helping me nicely. Thank you very much.

Loss:
$300
Pros:
  • Yes
Cons:
  • If any mistake is gonna be take long time to solve the problem

Preferred solution: Full refund

User's recommendation: Hopefully, they can help nicely

View full review
1 comment
Guest

Zelle accounts are not insured and you don’t get a refund for a mistake. Say goodbye to your money

Gary P Jzj

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Bradenton, Florida

Restriction

Updated by user May 11, 2026

The customer service at Zelle was useless. Chase Bank informed me that they lifted a restriction on my account.

Zelle will not open my account.

I do not understand why give me a reason.. so is that in mind I’m gonna use Venmo because Zelle sucks

Original review Apr 26, 2026

I was told that the bank has to release this restriction. I no longer have that back.

My account has been closed. I contacted the bank, and they said they could not release the restriction.

They have nothing to do with that, and I should contact ***. I did so, and I'm still in the same position as I was before, nowhere.

Cons:
  • Difficulty switching banks so right now i can have zelle because it is tied with my current email address

Preferred solution: I would like to have a Zelle to transfer my account with American Express Bank

User's recommendation: Use Venmo

View full review
Croix Pjq
map-marker Columbus, Ohio

Because I was sent money days ago & it's talking about set up a account when I already have one

No one answered my dammmm call but I'll get in touch with corporate this is crazy there is know way I should have to wait !!!

Preferred solution: Deliver product or service ordered

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